There are various Medicare plans that Aetna Medicare can provide. However, the company is not in any position to sell you the Original Medicare plan. This is because it is the sole responsibility of Medicare to popularize the Original Medicare plan. Nevertheless, Aetna has a wide range of supplementary plans and other medical products for you.
In this regard, would want to take you through this journey and show you the many benefits you are bound to enjoy. This article will elaborate further on the available Plans that Aetna Medicare sells. Besides, our site has comprehensive information on the same and we urge you to have a look at it and gather more information.
Among the many plans that Aetna offers in the market is Medicare Advantage. Associated with this powerful plan are Medicare Part A and Part B, where both covers are included in the basic Medicare plan. Medicare Advantage offered by Aetna has a drug inclusive package better known as MAPD, which a prescription drug cover.
Medicare Advantage plan is regarded as the most widely sorted among the medical expenses plans in the market. The wonderful medical plan also covers medical checkups, including many other medical costs usually not taken up by Original Medicare. As a matter of fact, and by subscribing to this plan, you will not need to enroll in other supplementary plans.
Medicare Advantage plan is also designed in such a way that it covers a specific network coverage, except for a few of the plans that partially accept claims out of the Network. There are two most popular plans, which are the PPOs and the HMOs. PPO plans work strictly on the network coverage assigned, while PPO can accept partially out of network, but this calls for payment of extra premiums.
The Supplement Plans
Though there is a wide range of Medicare Supplement plans in existence, Aetna specializes in selling just a few, which it believes are popular and favors the interest of its clients. Out of the ten well-known Supplement plans, most insurance service providers only sell a limited number of these plans. One key factor to note is that the companies are at liberty to change their lineup and alter the rates. Due to this, Aetna, unlike the other rivals in the industry, has varying costing for plans.
You can use our website to know how each of these plans work and make an informed decision.
Medicare is the umbrella cover that control all the Supplement plans and its members. Further to this, Medicare also approves any change or modification done to the Supplement plans. Like many other private insurance service companies, Aetna has no privilege of making changes to the coverage plans. We need to discuss three of the most popular plans that you can sign for with Aetna.
Compare Medigap Plans
Aetna Medicare Supplement Plan F
Among the supplement plans offered, Plan F is the only plan offering the full coverage.
Some of the covered expenses included are Medicare Part A and B, skilled nursing care coinsurance, the hospice coinsurance for Part A, the excess charges for Part B, Foreign Travel Exchange on emergencies, and three pints of blood per year.
In the entire Medicare Supplement plans, there exists no plan superior to Plan F. at the same time. It is also the most expensive Aetna Medicare plan only affordable to a few people.
However, this plan has been delisted, and it is only accessible for renewals. Seniors can get other alternatives in replacement of Plan F.
Aetna Medicare Supplement Plan G
This plan is touted a more valued plan over the others. Unlike Plan F, it has similar benefits but at a cheaper cost. The difference in the cost of the Plan F and this plan is that Plan G does not cover for Medicare Part B deductibles
Note that Plan F has a prestige option that remains the most expensive of all much as it is the only plan that offers full coverage. Why would one choose Plan G over Plan F? The two plans share so many benefits less one. Unlike Plan F, which has Medicare Part B deductible, Plan G does not. Considering the wide difference in the cost of Plan F to this Plan G, this sole benefit amounts to nothing.
Aetna Medicare Supplement Plan N
Last but not least of the three main Medicare Supplement plan is this Plan N. The plan has several benefits like Plan F and G. The three Plans are the backbone of Aetna, attracting customers throughout the year. Through this plan, you do not benefit from Part B deductible or excess charges, and some minor copayments each time you visit the emergency unit or doctor’s office. Nevertheless, you enjoy all the other benefits of Plan F. This means that Medicare Part A deductible, Part B copayment, skilled nursing coinsurance, foreign travel exchange, and blood coverage are covered. This significantly make the cover affordable and only leaves out none essential benefits that do not cost much to pay. We care for you and have filtered these unnecessary cover to make the plan affordable.
Buying through Aetna
Having labored this much to give you a detailed account of major Medicare Plans, you are now in a better position to make an informed choice. This, however, does not confine you to only these choices. It is better for you a good time, and having assessed your real needs sign up to a plan that will work for you.
Remember that the main parameters to qualify you for these plans remains. These are that you must have basic Medicare, and you must have turned at least 65 years old. Lastly, you must be a U.S citizen or have received permanent residency for not less than five years. It is highly recommended that you sign up as early as you turn 65 years of age to enjoy this great save.
Aetna’s website allows you to sign up online any time you are ready. We remain open and ready to assist anytime you consult us to help you make the right choice.